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Policy May Not Cover Nursing Home Fire

From Times Wire Reports

The owner of a nursing home in Nashville where a fire killed eight residents has self-funded liability insurance -- coverage that the company says may be inadequate.

Sixteen residents remained in critical condition and 41 others were being treated following Thursday’s fire at the NHC HealthCare Center, a building with 116 residents and no sprinklers in living areas.

The home’s owner, National HealthCare Corp. of Murfreesboro, said it decided to fund its liability insurance on its own because it received only two bids to provide coverage in 2002.

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National HealthCare runs 82 nursing homes in 11 states.

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